This government document is issued by Maryland Insurance Administration for use in Maryland
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https://www.google.com/url?client=internal-element-cse&cx=007821330218074952993:f4zv_rasvj8&q=https://insurance.maryland.gov/Consumer/Documents/agencyhearings/Physicians-Mutaul-MD-2017-Gen%25205-RateStability.pdf&sa=U&ved=2ahUKEwi0qoqXiYrxAhUB-qQKHUGfB0U4WhAWMAV6BAgJEAE&usg=AOvVaw150Pd8k21uBsEHmkCN-vIR