This government document is issued by Consumer Protection for use in Utah
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https://www.google.com/url?client=internal-element-cse&cx=630e0e98c72ac4d5e&q=https://dcp.utah.gov/wp-content/uploads/2023/01/debt-management-services-application-instructions.pdf&sa=U&ved=2ahUKEwjM8trElreFAxW__rsIHeevDl04HhAWegQIBBAB&usg=AOvVaw1xJdOIzXSZWn9FejQth8y0