ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ – Defined Benefit Plan Assumptions Used Calculating Net Periodic Benefit Cost Expected Long Term Return On Assets

Defined Benefit Plan, Assumptions Used Calculating Net Periodic Benefit Cost, Expected Long-term Rate of Return on Plan Assets

Weighted average rate of return on plan assets, reflecting average rate of earnings expected on existing plan assets and expected contributions, used to determine net periodic benefit cost of defined benefit plan.

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Annual (pure)

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Value	Reported On	Form	FY	FP	Start Date	End Date	Fiscal Period
5.25	2021-02-25	10-K	2020	FY	2019-01-01	2019-12-31	CY2019
5.75	2021-02-25	10-K	2020	FY	2018-01-01	2018-12-31	CY2018
7.25	2020-02-26	10-K	2019	FY	2017-01-01	2017-12-31	CY2017
7.5	2019-02-26	10-K	2018	FY	2016-01-01	2016-12-31	CY2016
7.5	2018-03-01	10-K	2017	FY	2015-01-01	2015-12-31	CY2015
8	2017-02-28	10-K	2016	FY	2014-01-01	2014-12-31	CY2014
8	2016-02-29	10-K	2015	FY	2013-01-01	2013-12-31	CY2013
8	2015-02-27	10-K	2014	FY	2012-01-01	2012-12-31	CY2012
8	2014-03-03	10-K	2013	FY	2011-01-01	2011-12-31	CY2011
8	2013-02-28	10-K	2012	FY	2010-01-01	2010-12-31	CY2010
0.083	2012-02-29	10-K	2011	FY	2009-01-01	2009-12-31	CY2009

All Reported Defined Benefit Plan, Assumptions Used Calculating Net Periodic Benefit Cost, Expected Long-term Rate of Return on Plan Assets (pure)

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Value	Reported On	Form	FY	FP	Start Date	End Date	Fiscal Period
5.25	2020-02-26	10-K	2019	FY	2019-01-01	2019-12-31
5.25	2021-02-25	10-K	2020	FY	2019-01-01	2019-12-31	CY2019
5.75	2019-02-26	10-K	2018	FY	2018-01-01	2018-12-31
5.75	2020-02-26	10-K	2019	FY	2018-01-01	2018-12-31
5.75	2021-02-25	10-K	2020	FY	2018-01-01	2018-12-31	CY2018
7.25	2018-03-01	10-K	2017	FY	2017-01-01	2017-12-31
7.25	2019-02-26	10-K	2018	FY	2017-01-01	2017-12-31
7.25	2020-02-26	10-K	2019	FY	2017-01-01	2017-12-31	CY2017
7.5	2017-02-28	10-K	2016	FY	2016-01-01	2016-12-31
7.5	2018-03-01	10-K	2017	FY	2016-01-01	2016-12-31
7.5	2019-02-26	10-K	2018	FY	2016-01-01	2016-12-31	CY2016
7.5	2016-02-29	10-K	2015	FY	2015-01-01	2015-12-31
7.5	2017-02-28	10-K	2016	FY	2015-01-01	2015-12-31
7.5	2018-03-01	10-K	2017	FY	2015-01-01	2015-12-31	CY2015
8	2015-02-27	10-K	2014	FY	2014-01-01	2014-12-31
8	2016-02-29	10-K	2015	FY	2014-01-01	2014-12-31
8	2017-02-28	10-K	2016	FY	2014-01-01	2014-12-31	CY2014
8	2014-03-03	10-K	2013	FY	2013-01-01	2013-12-31
8	2015-02-27	10-K	2014	FY	2013-01-01	2013-12-31
8	2016-02-29	10-K	2015	FY	2013-01-01	2013-12-31	CY2013
8	2013-02-28	10-K	2012	FY	2012-01-01	2012-12-31
8	2014-03-03	10-K	2013	FY	2012-01-01	2012-12-31
8	2015-02-27	10-K	2014	FY	2012-01-01	2012-12-31	CY2012
0.08	2012-02-29	10-K	2011	FY	2011-01-01	2011-12-31
8	2013-02-28	10-K	2012	FY	2011-01-01	2011-12-31
8	2014-03-03	10-K	2013	FY	2011-01-01	2011-12-31	CY2011
0.08	2012-02-29	10-K	2011	FY	2010-01-01	2010-12-31
8	2013-02-28	10-K	2012	FY	2010-01-01	2010-12-31	CY2010
0.083	2012-02-29	10-K	2011	FY	2009-01-01	2009-12-31	CY2009

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